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  • Frequently Asked Questions
  • Reimbursement
  • Complaints procedure
  • What does your health insurer cover?

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  • Reimbursement
  • Complaints procedure
  • What does your health insurer cover?

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  1. Home
  2. What does your health insurer cover?
  3. Zorg en Zekerheid

Reimbursement Zorg en Zekerheid 2026

Below you will find an overview of the reimbursements offered by Zorg en Zekerheid. Reimbursements and policy terms and conditions may change during the year. You should therefore always check your policy terms and conditions or contact Zorg en Zekerheid if you have any questions. Although we have compiled this overview with care, no rights can be derived from it.

Zorg en Zekerheid health insurer

Reimbursement podiatry basic insurance

Podiatry is covered by basic health insurance if medically necessary care is required to prevent foot ulcers. This may apply to people with diabetes and to those with a diagnosed increased risk of foot ulcers. The podiatrist will assess whether you are eligible for reimbursement. In doing so, the podiatrist follows national guidelines and the agreements with your health insurer.

If your treatment is covered by basic health insurance, you will not have to pay any excess.

No increased risk of foot ulcers?

Has the podiatrist not identified an increased risk of foot injuries? If not, you may be eligible for reimbursement under your supplementary health insurance.

Reimbursement podiatry supplementary insurance

PakketVergoeding podiatry supplementary insurance
  • AV Gemak / AV Gemak Regio / AV Sure / AV Sure Extra / AV Gemeente BasisGeen vergoeding
  • AV Basis / AV Basis Extra / AV Standard / AV Standard Regional / AV Standard Extra / AV Standard Regional Extra / AV Municipal Standard / Haarlem-Zandvoort Standard€50,- per kalenderjaar
  • AV GeZZin / AV GeZZin Extra / AV Plus / AV Plus Extra / AV Prima Extra / AV Top / AV Top Extra / AV Master Extra

Andere verzekeraar bekijken?

Overview of insurers

  • A

    • a.s.r.
    • Aevitae
    • Anderzorg
    • AON (Zilveren Kruis)
  • C

    • CZ
    • CZdirect
  • D

    • De christelijke zorgverzekeraar
    • De Friesland
    • DSW
  • F

    • FBTO

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€100,- per kalenderjaar
  • AV Cum Laude / AV Totaal*€125,- per kalenderjaar*Please note: This insurance policy is no longer available. If you already have this policy, the current cover remains in force.
  • AV Municipality Top / Haarlem-Zandvoort Top€250,- per kalenderjaar
  • Reimbursement orthopaedic insoles supplementary insurance

    PakketVergoeding orthopaedic insoles supplementary insurance
    • AV Gemak / AV Gemak Regio / AV Sure / AV Sure Extra / AV Gemeente BasisGeen vergoeding
    • AV Basis / AV Basis Extra / AV Standard / AV Standard Regional / AV Standard Extra / AV Standard Regional Extra50 per cent is reimbursed, up to a maximum of €35 per calendar year
    • AV Municipal Standard / Haarlem-Zandvoort Standard€35,- per kalenderjaar
    • AV GeZZin / AV GeZZin Extra / AV Plus / AV Plus Extra / AV Prima Extra / AV Top / AV Top Extra / AV Master Extra€70,- per kalenderjaar
    • AV Cum Laude / AV Totaal*€100,- per kalenderjaar*Please note: This insurance policy is no longer available to take out. If you already have this policy, the current cover will continue to apply.
    • AV Municipality Top / Haarlem-Zandvoort Top€100,- per kalenderjaar

    Reimbursement basic insurance for chiropody care

    Pedicure treatments are covered by basic health insurance if medically necessary care is required to prevent foot ulcers. This may apply to people with diabetes and to those with a diagnosed increased risk of foot ulcers. To determine whether you are eligible for reimbursement under the basic health insurance scheme, you must first make an appointment with a podiatrist. Your GP can refer you for this.

    The podiatrist will assess whether you are eligible for reimbursement. In doing so, the podiatrist will follow the national guidelines and the agreements with your health insurer.

    The podiatrist also updates your personal treatment plan every year. This treatment plan sets out the care you will receive from the podiatrist that year and the treatments carried out by the medical pedicurist.

    Only medically necessary treatments required to prevent foot ulcers are covered by basic health insurance. You do not pay any excess for this care.

  • I

    • Interpolis
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    • Just
  • M

    • Menzis
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    • National Academic
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  • O

    • OHRA
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    • Politie Zorgpolis
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  • Z

    • ZEKUR
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    • Zilveren Kruis
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