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  • Reimbursements
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General (payment) terms and conditionsPrivacy StatementCookie Policy
  1. Home
  2. What does your health insurer cover?
  3. UMC

Reimbursement UMC 2026

Below you will find an overview of UMC’s reimbursements. Reimbursements and policy terms and conditions may change during the year. You should therefore always check your policy terms and conditions or contact UMC if you have any questions. Although we have compiled this overview with care, no rights may be derived from it.

UMC health insurer

Reimbursement podiatry basic insurance

Podiatry is covered by basic health insurance if medically necessary care is required to prevent foot ulcers. This may apply to people with diabetes and to those with a diagnosed increased risk of foot ulcers. The podiatrist will assess whether you are eligible for reimbursement. In doing so, the podiatrist follows national guidelines and the agreements with your health insurer.

If your treatment is covered by basic health insurance, you will not have to pay any excess.

No increased risk of foot ulcers?

Has the podiatrist not identified an increased risk of foot injuries? If not, you may be eligible for reimbursement under your supplementary health insurance.

Reimbursement podiatry supplementary insurance

PakketVergoeding podiatry supplementary insurance
  • UMC Extra Basic CareGeen vergoeding
  • UMC Extra Care EntryGeen vergoeding
  • UMC Extra Zorg 1Geen vergoeding
  • UMC Extra Zorg 2€100,- per kalenderjaar
  • UMC Extra Zorg 3€100,- per kalenderjaar

Andere verzekeraar bekijken?

Overview of insurers

  • A

    • a.s.r.
    • Aevitae
    • Anderzorg
    • AON (Zilveren Kruis)
  • C

    • CZ
    • CZdirect
  • D

    • De christelijke zorgverzekeraar
    • De Friesland
    • DSW
  • F

    • FBTO
  • I

    • Interpolis
    • IZA

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Reimbursement orthopaedic insoles supplementary insurance

PakketVergoeding orthopaedic insoles supplementary insurance
  • UMC Extra Zorg 2€125,- per kalenderjaar
  • UMC Extra Zorg 3€125,- per kalenderjaar

Reimbursement basic insurance for chiropody care

Pedicure treatments are covered by basic health insurance if medically necessary care is required to prevent foot ulcers. This may apply to people with diabetes and to those with a diagnosed increased risk of foot ulcers. To determine whether you are eligible for reimbursement under the basic health insurance scheme, you must first make an appointment with a podiatrist. Your GP can refer you for this.

The podiatrist will assess whether you are eligible for reimbursement. In doing so, the podiatrist will follow the national guidelines and the agreements with your health insurer.

The podiatrist also updates your personal treatment plan every year. This treatment plan sets out the care you will receive from the podiatrist that year and the treatments carried out by the medical pedicurist.

Only medically necessary treatments required to prevent foot ulcers are covered by basic health insurance. You do not pay any excess for this care.

Reimbursement chiropody care supplementary insurance

PakketVergoeding chiropody care supplementary insurance
  • UMC Extra Care 2€100 per calendar year for diabetes and rheumatism
  • UMC Extra Zorg 3€100 per calendar year for diabetes and rheumatism
  • Other supplementary insurance policiesNo additional reimbursement

Reimbursement occupational therapy under basic health insurance

Occupational therapy is covered by basic health insurance up to 10 hours per calendar year. The statutory excess applies to care covered by basic health insurance, and this also applies to occupational therapy. The excess for 2026 has been set at a minimum of €385. We have contracts with all health insurers in the Netherlands, which means that reimbursement is handled directly in accordance with your health insurer’s policy terms and conditions.

Do you have supplementary insurance? If so, you may be entitled to reimbursement for more than 10 hours of occupational therapy under your supplementary insurance. Would you like to know exactly what your health insurer covers? Please refer to the table below.

Reimbursement occupational therapy supplementary insurance

(in addition to the 10 hours covered by the basic insurance)

PakketVergoeding occupational therapy supplementary insurance
  • Extra Care 15 hours per calendar year
  • Extra Zorg 25 hours per calendar year
  • Extra Zorg 35 hours per calendar year
  • Other supplementary insurance policiesNo additional reimbursement

Reimbursement lifestyle coaching

For more information on the reimbursements for lifestyle coaching, please this page view.

  • IZZ
  • J

    • Just
  • M

    • Menzis
  • N

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    • Nationale Nederlanden
  • O

    • OHRA
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  • P

    • Politie Zorgpolis
  • S

    • Salland
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  • U

    • UMC
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  • V

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