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      General (payment) terms and conditionsPrivacy PolicyCookie Policy
      1. Home
      2. What does your health insurer cover?
      3. FBTO

      Reimbursement FBTO 2026

      Below is an overview of FBTO’s reimbursement rates. Reimbursement rates and policy terms and conditions may change during the year. You should therefore always check your policy terms and conditions or contact FBTO if you have any questions. Although we have compiled this overview with care, no rights may be derived from it.

      FBTO health insurer

      Reimbursement podiatry basic insurance

      Podiatry is covered by basic health insurance if medically necessary care is required to prevent foot ulcers. This may apply to people with diabetes and to those with a diagnosed increased risk of foot ulcers. The podiatrist will assess whether you are eligible for reimbursement. In doing so, the podiatrist follows national guidelines and the agreements with your health insurer.

      If your treatment is covered by basic health insurance, you will not have to pay any excess.

      No increased risk of foot ulcers?

      Has the podiatrist not identified an increased risk of foot injuries? If not, you may be eligible for reimbursement under your supplementary health insurance.

      Reimbursement podiatry supplementary insurance

      PakketVergoeding podiatry supplementary insurance
      • N/AThis health insurer does not provide any reimbursement for podiatry under its supplementary insurance scheme

      Reimbursement orthopaedic insoles supplementary insurance

      PakketVergoeding orthopaedic insoles supplementary insurance
      • N/AThis health insurer does not provide reimbursement for podiatric insoles under its supplementary insurance cover

      Andere verzekeraar bekijken?

      Overview of insurers

      • A

        • a.s.r.
        • Aevitae
        • Anderzorg
        • AON (Zilveren Kruis)
      • C

        • CZ
        • CZdirect
      • D

        • De christelijke zorgverzekeraar
        • De Friesland
        • DSW
      • F

        • FBTO
      • I

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      Reimbursement braces supplementary insurance

      PakketVergoeding braces supplementary insurance
      • Care & Recovery Module€50,- per kalenderjaar(sports or cooling brace)

      Reimbursement basic insurance for chiropody care

      Pedicure treatments are covered by basic health insurance if medically necessary care is required to prevent foot ulcers. This may apply to people with diabetes and to those with a diagnosed increased risk of foot ulcers. To determine whether you are eligible for reimbursement under the basic health insurance scheme, you must first make an appointment with a podiatrist. Your GP can refer you for this.

      The podiatrist will assess whether you are eligible for reimbursement. In doing so, the podiatrist will follow the national guidelines and the agreements with your health insurer.

      The podiatrist also updates your personal treatment plan every year. This treatment plan sets out the care you will receive from the podiatrist that year and the treatments carried out by the medical pedicurist.

      Only medically necessary treatments required to prevent foot ulcers are covered by basic health insurance. You do not pay any excess for this care.

      Reimbursement chiropody care supplementary insurance

      PakketVergoeding chiropody care supplementary insurance
      • N/AThis health insurer does not provide reimbursement for chiropody treatment under its supplementary insurance scheme

      Reimbursement occupational therapy under basic health insurance

      Occupational therapy is covered by basic health insurance up to 10 hours per calendar year. The statutory excess applies to care covered by basic health insurance, and this also applies to occupational therapy. The excess for 2026 has been set at a minimum of €385. We have contracts with all health insurers in the Netherlands, which means that reimbursement is handled directly in accordance with your health insurer’s policy terms and conditions.

      Do you have supplementary insurance? If so, you may be entitled to reimbursement for more than 10 hours of occupational therapy under your supplementary insurance. Would you like to know exactly what your health insurer covers? Please refer to the table below.

      Reimbursement occupational therapy supplementary insurance

      (in addition to the 10 hours covered by the basic insurance)

      PakketVergoeding occupational therapy supplementary insurance
      • N/AThis health insurer does not offer any additional reimbursement for occupational therapy under its supplementary insurance scheme

      Reimbursement lifestyle coaching

      For more information on the reimbursements for lifestyle coaching, please this page view.

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